Financing made
for your budget

Summertown Metals customers have access to preferred financing guidance through Frank Hernandez at Supreme Lending.

Start the Financing Conversation
Underwritten Pre-Approvals • Clear guidance • A smoother new-build experience

Working with Frank

Your builder and lender should feel like one coordinated team — not two separate conversations.

Meet Frank

Your Preferred Lending Resource

Frank Hernandez is the preferred lending contact for Summertown Metals customers. As a Loan Officer with Supreme Lending, Frank specializes in helping buyers navigate financing for new construction and barndominium projects — from the planning stage through closing.

If you’re building with Summertown Metals, Frank is your first call.

New construction expertise: We understand timelines, contracts, and builder requirements

Clear communication: Straight answers, no guessing

Program guidance: We’ll match you with the best fit for your goals

Smooth closing support: Fewer surprises, better coordination

Frank Hernandez

Producing Branch Manager
NMLS #1336420
Tel: 615.299.6129
[email protected]

Why Supreme

The Right Lending Partner for Your Building Journey

Financing a new construction home or barndominium is different from financing an existing property. It takes a lender who understands the process, works well with builders, and can guide buyers from the planning stage all the way to closing.

Supreme Lending brings the experience, the programs, and the preferred lender relationship with Summertown Metals to make that process as smooth as possible.

Construction financing expertise

Multiple loan programs to fit your build and your budget

Preferred lending partner of Summertown Metals

Dedicated support from start to close

Start the Financing Conversation

Loan Programs

Explore our program offerings, a variety of financing solutions to fit every situation.

FHA One-Time Close

One loan. One closing. The FHA One-Time Close combines your construction financing and permanent mortgage into a single transaction — simplifying the process for buyers building a primary residence.

VA One-Time Close

If you’ve earned your VA benefit, you may be able to use it to build. The VA One-Time Close allows eligible veterans and service members to finance new construction with no down payment required.

Conventional One-Time Close

A single-close solution for buyers who prefer conventional financing. Covers construction and the permanent loan in one transaction with flexible occupancy options.

Conventional Two-Time Close

Two separate closings — one for construction financing and one for the permanent loan. This option offers additional flexibility for buyers whose plans or needs may evolve during the build process.

talk to frank about your options

Get started in minutes

Tell me a little about what you’re looking for and I will reach out with
next steps, whether you’re just exploring or ready to move forward.

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Your building journey
guided the right way

get started now!